Free Guide & Tool

Buying or Selling a Car or Equipment Privately?

Answer a few questions and get a tailored checklist — PPSR checks, roadworthy rules, stamp duty, interstate transfers and how settlement works when finance is still owing. Free, and nothing you enter here is saved anywhere. Buying or selling equipment, plant or a work vehicle? Jump to the equipment guides below.

Buying or selling a car?

Answer a few questions and get a checklist tailored to your states and your situation.

Get My Car Checklist ↓

Buying equipment, plant or a work vehicle for your business?

Seller checks, PPSR searches and how finance works for a private-sale purchase.

Read the Equipment Guide →
General guide only. Laws, fees and rules change from time to time and differ between states and territories. Always confirm the current requirements with the relevant state or territory authority before you buy or sell.
Why This Exists
  • Private car sales go wrong in predictable ways — unpaid finance the buyer inherits, a scam masquerading as a "genuine seller," or a transfer that never gets lodged.
  • The rules (roadworthy certificates, stamp duty, transfer deadlines) are different in every state and territory.
  • If finance is involved on either side, there's a whole extra layer most guides skip.
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Stamp Duty Estimator

An estimate only, based on the state the car will be registered in. Confirm the exact figure with that state's official calculator before relying on it.

Estimated Stamp Duty
Select a state
Important

This tool provides general information only — it is not credit, legal or tax advice, and doesn't take into account your personal circumstances. State rules, fees and duty rates change and should be confirmed directly with the relevant state or territory authority (linked throughout) before you act. Arron Oliver is an Authorised Credit Representative (#546869) of Quantum Business Finance Pty Ltd, Australian Credit Licence No. 395230. See our Privacy Policy — nothing you enter into this tool is stored or sent anywhere unless you choose to send it to your broker.