Buying a Car Privately in Victoria
What to check, what it costs, and how it works when finance is involved. Want a checklist tailored to your exact situation instead? Try our free interactive guide.
Roadworthy & Safety Certificate
Required for most private vehicle sales - the SELLER must give the buyer a valid roadworthy certificate (RWC) before/at transfer.
The sale/transfer must occur within that window.
Transferring Registration
Stamp Duty & Fees
Stamp duty is based on: Dutiable value = the higher of the purchase price (incl. GST and luxury car tax) or market value at time of registration/transfer. It's payable by the buyer.
Use Victoria's official duty calculator for an exact figure - our stamp duty estimator gives a rough guide where one's available.
Transfer fee: the current figure on Victoria's transport authority
Selling in Victoria? Notice of Disposal
If you're selling, you need to lodge a Notice of Disposal within 14 days, online via myVicRoads (easiest).
Write-Off Status
Excessive structural, fire/water, or stripping damage; cannot ever be re-registered (for vehicles written off after 1 May 2002) - parts/recycling only.
Repair cost exceeds the vehicle's worth but it can be repaired, then must pass inspection (Vehicle Identity Validation/roadworthy) before re-registration.
Your PPSR search result will show if the vehicle is on the Written-Off Vehicle Register.
Before You Buy: Universal Checks
- Run an official PPSR (Personal Property Securities Register) vehicle search on ppsr.gov.au using the VIN - it's the only source of truth for money owing, stolen or written-off status. Third-party sites charge a mark-up for the same search; use the official site.
- Match the VIN on the vehicle itself (compliance plate/windscreen) against the VIN on the registration papers and the PPSR result - they must all match exactly.
- Meet in person, somewhere safe and public if possible, and check the seller's ID matches the name on the registration papers.
- Never pay a deposit or balance via PayID, gift cards, or a payment link sent by the seller - use a traceable bank transfer, and confirm the account name matches the person you've verified in person.
Official Sources
More From the Private Sale Guide
- Interactive checklist & stamp duty estimator
- Buying from a business, trust, estate or lease
- Buying or selling a car interstate
- When the seller still owes finance
- Buying equipment, plant or a work vehicle privately
- Selling equipment privately
- Selling your car privately
- Buying privately in New South Wales
- Buying privately in Queensland
- Buying privately in South Australia
- Buying privately in Western Australia
- Buying privately in Tasmania
- Buying privately in the Australian Capital Territory
- Buying privately in the Northern Territory
Financing a private sale in Victoria?
Get Pre-Approved FirstThis page provides general information only - it is not credit, legal or tax advice, and doesn't take into account your personal circumstances. State rules, fees and duty rates change and should be confirmed directly with the relevant state or territory authority (linked above) before you act. Arron Oliver is an Authorised Credit Representative (#546869) of Quantum Business Finance Pty Ltd, Australian Credit Licence No. 395230. See our Privacy Policy.