Buying a Car Privately in South Australia
What to check, what it costs, and how it works when finance is involved. Want a checklist tailored to your exact situation instead? Try our free interactive guide.
Roadworthy & Safety Certificate
Generally NOT required for a private sale of a light vehicle - can be sold 'as is', with roadworthiness responsibility shifting to the buyer.
An inspection IS required for: heavy vehicles/trailers (GVM/ATM over 4.5t) that are 3+ years old changing ownership; a 'vehicle identity inspection' if identity details can't be matched; certain interstate-registered vehicle transfers (if registering under a different name, or rego expired 3+ months ago).
Transferring Registration
Stamp Duty & Fees
Stamp duty is based on: Purchase price OR market value, whichever is HIGHER. It's payable by the buyer.
Non-commercial vehicles: ≤$1,000 = $1 per $100 (min $5); $1,000-$2,000 = $10 + $2 per $100 over $1,000; $2,000-$3,000 = $30 + $3 per $100 over $2,000; >$3,000 = $60 + $4 per $100 over $3,000.
Transfer fee: the current figure on South Australia's transport authority
Selling in South Australia? Notice of Disposal
If you're selling, you need to lodge a Notice of Disposal within 14 days, online via mySA GOV, in person, or by post to Service SA. No fee.
Write-Off Status
Cannot be repaired or re-registered under any circumstances; cannot be driven; sold for parts/scrap only.
Substantial damage but below the statutory threshold; cannot be driven unless currently registered or under an unregistered vehicle permit/trade plate for repair; can be re-registered once repaired and inspected.
Your PPSR search result will show if the vehicle is on the Written-Off Vehicle Register.
Before You Buy: Universal Checks
- Run an official PPSR (Personal Property Securities Register) vehicle search on ppsr.gov.au using the VIN - it's the only source of truth for money owing, stolen or written-off status. Third-party sites charge a mark-up for the same search; use the official site.
- Match the VIN on the vehicle itself (compliance plate/windscreen) against the VIN on the registration papers and the PPSR result - they must all match exactly.
- Meet in person, somewhere safe and public if possible, and check the seller's ID matches the name on the registration papers.
- Never pay a deposit or balance via PayID, gift cards, or a payment link sent by the seller - use a traceable bank transfer, and confirm the account name matches the person you've verified in person.
Official Sources
More From the Private Sale Guide
- Interactive checklist & stamp duty estimator
- Buying from a business, trust, estate or lease
- Buying or selling a car interstate
- When the seller still owes finance
- Buying equipment, plant or a work vehicle privately
- Selling equipment privately
- Selling your car privately
- Buying privately in New South Wales
- Buying privately in Victoria
- Buying privately in Queensland
- Buying privately in Western Australia
- Buying privately in Tasmania
- Buying privately in the Australian Capital Territory
- Buying privately in the Northern Territory
Financing a private sale in South Australia?
Get Pre-Approved FirstThis page provides general information only - it is not credit, legal or tax advice, and doesn't take into account your personal circumstances. State rules, fees and duty rates change and should be confirmed directly with the relevant state or territory authority (linked above) before you act. Arron Oliver is an Authorised Credit Representative (#546869) of Quantum Business Finance Pty Ltd, Australian Credit Licence No. 395230. See our Privacy Policy.